
Synergy One Lending is a mortgage lender serving homebuyers and homeowners throughout Southeast Idaho. With a strong local presence in Rexburg, the team focuses on helping borrowers understand loan options, timelines, and requirements so financing stays aligned with real estate contract deadlines.
This page highlights Bennett Smith, a loan officer with Synergy One Lending, and is part of the Home Loans Idaho resource center created to help buyers understand the lending side of a real estate transaction.

Bennett Smith is a licensed loan officer with Synergy One Lending based in Rexburg, Idaho. He works with buyers, refinancers, and homeowners to provide clear explanations of mortgage options and realistic expectations throughout the loan process.
Bennett’s approach emphasizes communication, organization, and coordination with real estate agents and title companies to help reduce surprises and support smooth closings.
Synergy One Lending – Rexburg Office
117 E Main Street
Rexburg, ID 83440
Phone: (208) 716-8304
Email: bennetts@s1l.com
NMLS #: 2316348
Mortgage financing plays a critical role in the success of a real estate transaction. Bennett helps borrowers stay informed and prepared at each stage of the process.
Real estate in Southeast Idaho often includes rural properties, acreage, well and septic systems, and appraisal considerations that can affect loan approval. Working with a lender familiar with local property types and market conditions can help identify potential issues earlier in the process.
Whether you are planning to buy, refinance, or build, connecting with a loan officer early can help clarify budget, timelines, and financing options before writing an offer.
For help coordinating financing with your home search or sale, you may also work with a Real Estate Two70 agent.
Note: Lender references are provided for informational purposes only and are not recommendations or endorsements. Buyers are encouraged to compare options and choose the lender that best fits their needs.